The U.S. Department of Labor reports that more than four million people are seriously injured every year at work. Another 5,000 are killed. If you were injured at work, or someone you love was killed, you know how devastating and life changing such an accident can be. While you are accruing medical expenses, you are also losing wages if you are unable to work due to your injury. Fortunately, there are remedies available to you.
Workers’ Compensation Insurance
Almost all employers are required to carry workers’ compensation insurance to cover on-the-job injuries suffered by their workers. The purpose is to allow injured employees to collect for their damages without having to prove the employer was negligent. It also prevents the employer from alleging employees were negligent so responsible for their own injury.
The unfortunate part of the process is that insurance adjusters have a reputation for offering an injured person a low settlement amount without taking into account the future medical expenses and lost wages the injured person will incur. If you were injured and received an offer, you know how tempting it is to accept the money. If you do so without the advice of an attorney, you may lose forever your right to later collect when you discover you are still accumulating medical bills and still losing wages.
Third Party Claims
Although workers’ compensation law prevents you from suing your employer for negligence, if your injury was due to the negligence of a third party, you may sue that party for additional damages. For example, if you are driving for a work-related reasons and are broad sided by a driver who ran a red light, you may sue the driver of the car for negligence under a third party clam theory.
Call the Law Office of Anthony M. DeBari
At the Law Office of Anthony M. DeBari, we have the experience you need to have on your side when pursuing your workers’ compensation or third party claim. We will file all your initial paperwork that is required to begin the claims process and will stay by your side pursuing your remedy until the case is settled or the appeals process is complete. We will represent you at an administrative hearing if one is required. Our office is located in Woodbridge, New Jersey and we serve all of New Jersey and New York. Call us today at 732-602-1999.